Essay Social Security free essay sample

The current Social Security system should be replaced by a mandatory private pension system. We will write a custom essay sample on Essay Social Security or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The current system entails workers being forced to give a certain percentage of money out of their pay checks to Social Security. This tax money is used to pay benefits to retired people, disabled people, survivors of workers who have died, and dependents of beneficiaries (SSA). To most, this system sounds unfair because workers put in hours of labor for a paycheck that religiously has money taken out for someone else’s retirement, disability, etc. however, people for this system believe this benefits everyone because workers are not in control of their own specific retirement fund so poor decisions cannot be made. In reality, people should be able to control the fate of their own retirement funds because they can decide when the money is necessary, which can be done by making the change to a private pension system. The current Social Security system creates a lot of concern because of the accelerating demographic factors (NCPA). Life expectancy is increasing faster than expe cted in 1940, a 65-year-old man could expect to live another 12 years, today its 15 years; the fertility rate is falling faster than expected from 3. 6 children for a typical woman of child-bearing age in 1960 to just two today; and the elderly portion of the population is expected to rise from 12 percent today to 20 percent by 2050 increasing the number of retirees from 34 million to 80 million† (NCPA). The decreasing working population combined with the rising elderly population means the number of elderly people needing benefits will be greater than the number of working people providing the money for those benefits (NCPA). Because of these statistics, the favor for a private pension system is growing so workers can save their taxes for their individual retirements. With a private pension system as opposed to the current, honored system, the working class has more control over their retirement funds because for one, they would be earning the money for themselves, and two, the money would be in a private account for them. With the money accumulating in a private account, it is not exposed to risk. â€Å"These federally regulated personal accounts would allow individuals to invest only in diversified, approved utual funds and not in single stocks or highly volatile stocks† (Procon). In addition to its added personal safety, a private system would help the economy. â€Å"Privatizing Social Security into individual investment accounts would boost economic growth by injecting money back into Americas failing financial system† (Procon). With the economic growth this would cause, there could be a possible decrease in unemployment rates, pulling the economy out of the current recession. In conclusion, the switch from the current Social Security system to a mandatory private pension system is ideal not only for the working class, but also for the environment. Even with the criticism that a private pension system would tempt workers to make poor decisions with their retirement funds, people should have control over the money they make and be able to determine their own fate. Working for a paycheck that loses a percentage of its total to be given to the current retirees, the disabled, etc. s unfair and will discourage the working class. A private pension system that will actually save an individual’s own money will be more motivating to work towards and will better prepare him or her for their elderly years. Works Cited NCPA. Social Security Problems Accelerating. NCPA. org. National Center for Policy Analysis, 2012. Web. 18 Mar. 2012. . Procon. Privatize Social Security. Procon. org. Procon, 13 Mar. 2012. Web. 18 Mar. 2012. . SSA. Social Security. Ssa. gov. Social Security Administration, Mar. 2012. Web. 18 Mar. 2012. .

Short Essay on Katherine Porters Pale Horse, Pale Rider

Short Essay on Katherine Porters Pale Horse, Pale Rider I chose to write a short essay on Katherine Porters' story "Pale Horse, Pale Rider". Upon researching for any literary criticism or reviews on this short story I realized it was going to be much harder than originally anticipated. After four hours of searching the web and not wanting to pay money for papers on the subject matter I was looking for, or pay for any historical book reviews, I finally settled on a criticism on Pale Horse, Pale Rider on Amazon.com. In summary the review cited her work and analyzed her writing and how it made him feel after reading the short story. He stated that the book certainly deserved more than five stars than the rating page allowed, which was the maximum for any book. He cited Katherine Porter's novel as of one of the finest American novels of all time. Mitchell went on to state that before nonfiction books about dying and coming back to life became popular, Katherine Anne Porter wrote this brilliant story about life and death during the influenza e pidemic near the end of World War I.MITCHELL FREIHe stated that unlike any other book he had read, she successfully captured the perspective of the beauty of death eclipsing the beauty of life. He went on to further describe the theme which is to explain how our perspective shifts back towards favoring life, as the memory of death retreats. He stated that Porter's novel had a broader meaning, one which inevitable death ends each of our lives, but, what life means in this context. One of the fascinating plot complications Mitchell stated that she used in the book was to show how "duty" to life usually means increasing the likelihood of death. As a result he stated that , each of...

Operating Systems Vendor lock-in Essay Example | Topics and Well Written Essays - 500 words

Operating Systems Vendor lock-in - Essay Example By using Microsoft you have standard platform for all users in your office and worldwide. This is the opposite of Linux, which has multiple distributors delivering similar, but not the same products. This is where many concerns originate. Just because something is cheaper doesn’t always mean it has the competitive advantage. Software price is just one factor, as other factors prove to be more significant. Primarily compatability, standardization, ease of use and reliability. Because of these aspects, Microsoft still has the advantage. What the future hold is uncertain, in terms of new Utility, or the ability to change or alter its function over time, is also important. Some applications are used for one purpose, then another is identified. This would also be a requirement of a new solution. In order for the costs associated with installation and implementation to be worthwhile, the application should provide multiple uses and those that we may deem useful in the future of our organization. as troubleshooting for any issues that occur during the changeover process. Some vendors possess more knowledge in this than others. For this issue, we would likely contact current and previous clients to identify any possible areas of concern. We would In regards to my organization, we are most comfortably locked into software packages and our dependency on Microsoft Windows is the most obvious. We are solely a Microsoft Shop, except for a few rogue machines in our organization. The cost of switching operating systems for our organization would be major. Primarily, environmental changes would lead to need for retraining in multiple areas. Foremost, and securely. Regular users would be forced to learn the new operating system including the changes made to software packages running on the new operating system. Valuable time will be spent on training. This would result in a decreased productivity, due